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shreyaeppili added blog Other
2025-04-17 17:39:15 - Translate -

7 tips to help you remember Credit Card payment due dates
Credit Cards are convenient means of making secure cashless payments, great for earning cashback and reward points and building credit scores. However, if you wish to have a healthy credit history, make your purchases wisely and pay all your bills on time to avoid a negative impact on your score. It is crucial to remember your Credit Card payment due dates. Missing them can attract late fees...

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shreyaeppili added blog Other
2025-04-17 17:37:03 - Translate -

Understanding APR on Credit Cards
While you review your monthly Credit Card statement, you come across the term APR. The full form is the Annual Percentage Rate. It symbolises the total annual cost of borrowing on your Credit Card and is denoted by a percentage, including both interest rates and additional fees. APR is applicable when you carry a balance on your Credit Card and for different transactions, like late payments...

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shreyaeppili added blog Other
2025-04-08 11:25:24 - Translate -

How to manage Bank Accounts with zero-balance?
Managing your Bank Account with a zero-balance can be a powerful strategy for improving financial control and discipline. The zero-balance method is used in budgeting and ensuring that all funds are allocated to specific financial goals without leaving money idle in your account. Here is how you can manage your Bank Account with a zero balance effectively: Understand the concept The...

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shreyaeppili added blog Other
2025-04-04 10:01:02 - Translate -

Clearing the fog: Busting common Home Loan myths
Navigating the world of Loans and interest rates can be scary, especially with the amount of misinformation available. Understanding the reality behind common myths can help you, as a borrower, make decisions confidently. Here, we debunk some common Home Loan myths to help you make informed decisions, especially when using financial tools. 1. Myth: You must have a perfect credit score to get...

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shreyaeppili added blog Other
2025-04-03 13:40:45 - Translate -

All you need to know about Tax-Saving FDs
A Tax-Saving Fixed Deposit functions like a Regular FD but has a mandatory lock-in period of five years. The amount invested cannot be withdrawn before maturity, thus ensuring disciplined savings and stable returns. You select between Cumulative and Non-Cumulative interest payout options depending on your financial needs. Here are its features: Fixed tenure The Tax-Saving...

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shreyaeppili added blog Other
2025-03-11 09:43:34 - Translate -

Exploring fixed-income investments
Investing in fixed-income securities is a time-tested strategy that offers a reliable path to stability and predictable returns. In today's dynamic financial landscape, a variety of Debt instruments are available, catering to different risk appetites and investment horizons. Treasury Bills, Government Securities, and G-sec Bonds are key players in diversifying your portfolio, providing a sense...

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shreyaeppili added blog Other
2025-03-10 06:22:42 - Translate -

Impact of GST on Personal Loans
The Lok Sabha approved the Goods and Services Tax Bill in August 2016, and it came into existence in July 2017. With this, indirect taxes, such as service tax, excise duty, sales tax, and other local and state taxes, are consolidated into one tax, making the process simple and easy to understand. Before its implementation, the banking sector attracted a 15% service tax. The new reform...

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shreyaeppili added blog Fintech
2025-02-26 19:23:51 - Translate -

Why is keeping up with fintech trends now easier than ever?
The swift advancement of financial technology has changed the way experts interact with industry trends. With the rapid advancement of innovation in the financial sector, being aware of new trends has become essential and more attainable for professionals of various levels. The intersection of artificial intelligence, blockchain technology, and digital banking solutions has established an...

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shreyaeppili added blog Other
2025-02-20 11:23:34 - Translate -

Creative ways to use your high-interest Savings Account for financial growth
A high-interest Savings Account is often seen as a simple tool for saving money, offering a safe place for your cash while earning interest. However, with a little creativity, this financial product can serve much more than just a storage solution for your funds. High-interest Savings Accounts are a valuable part of your financial strategy, helping you reach specific goals like buying a home,...

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shreyaeppili added blog Health
2024-12-04 12:24:00 - Translate -

Typhoid: Recognising the Early Signs of Infection
Typhoid fever is a serious bacterial infection that can cause life-threatening complications if left untreated. Learn about the early signs and symptoms of typhoid, the importance of timely diagnosis with tests like the widal test and typhidot test, and how can you protect yourself from this potentially dangerous illness. What Causes Typhoid Fever? Typhoid fever is caused by the Salmonella...

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shreyaeppili added blog Other
2024-11-27 09:19:25 - Translate -

How to pay your electricity bill online using an Online Payment app?
Electricity bills are a routine part of our modern lives. However, convenience is crucial in our fast-paced lives. Hence, the possibility of making easy and quick payments is vital when it comes to essentials like electricity. Today, you can easily pay your electricity bill online using a reliable Online Payment app. Here are steps to do that and explore its advantages. Steps to pay your...

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shreyaeppili added blog Other
2024-11-22 06:25:35 - Translate -

Comparing Suzlon Energy Limited Share Price and JSW Energy Share Price: What Should Investors Know?
As India embraces the shift toward renewable energy, companies like Suzlon Energy and JSW Energy have become key players in the sector. The Suzlon Energy Limited share price and JSW Energy share price reflect the evolving dynamics of India’s energy market, particularly the growing focus on sustainability and clean energy solutions. Suzlon Energy Limited Share Price: A...

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shreyaeppili added blog Other
2024-11-22 06:21:51 - Translate -

Adani Ports Stock Price vs. Transport Corporation of India Share Price: A Comparative Study
India’s logistics and transportation sector has seen tremendous growth in recent years, with companies like Adani Ports and Transport Corporation of India (TCI) playing pivotal roles. For investors looking to tap into this sector, keeping an eye on the Adani Ports stock price and the Transport Corporation of India share price can provide crucial insights. These two...

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shreyaeppili added blog Other
2024-11-12 04:26:39 - Translate -

What to ask before applying for a Personal Loan?
A Personal Loan is a useful economic tool. It is an Unsecured Loan and serves various objectives. You can use the funds from it for various personal and professional needs. Personal Loans fulfil goals including medical emergencies, covering the costs of a wedding, paying for your higher education, and more. However, before you apply for this Loan, evaluate whether it is right for you....

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shreyaeppili added blog Other
2024-11-11 17:02:51 - Translate -

Personal Loan eligibility: A look at the factors that affect it
If you face a financial emergency, opting for a Personal Loan is an excellent way to gather the required funds. This Loan lets you borrow money from your chosen bank. Applying for it also requires a simple process. However, whether your Loan will be approved depends on multiple factors banks usually consider when determining your eligibility. Let us explore the various factors affecting...

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shreyaeppili added blog Other
2024-11-11 12:03:59 - Translate -

Common mistakes to avoid when using an FD calculator
when using an FD calculator FD calculators are invaluable tools for anyone wanting to grow their savings securely. It helps you to calculate the returns on your investments. However, many users make mistakes that can lead to inaccurate results. Let us understand common mistakes to avoid when using an FD calculator: Incorrect values The simplest yet most common mistake is entering incorrect...

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