PENPOSH TERMS OF SERVICE

Effective Date: August 9, 2026

Welcome to Penposh.

These Terms of Service ("Terms") govern your access to and use of Penposh, including our website, mobile applications, services, features, content, communications, and other products we provide (collectively, the "Services").

By creating an account, accessing, or using Penposh, you agree to be bound by these Terms. If you do not agree with these Terms, you should not create an account or use the Services.

1. About Penposh

Penposh is a social networking and digital services platform that allows people to connect, communicate, share content, discover communities, interact with other users, and access various digital features and services.

These Terms form an agreement between you and Penposh regarding your use of the Services.

2. Who Can Use Penposh

You may use Penposh only if you are legally permitted to enter into an agreement under the laws applicable to you.

By using Penposh, you represent that:

- The information you provide is accurate and up to date.

- You will maintain the security of your account.

- You will comply with these Terms and applicable laws.

- You will not use Penposh if you are prohibited from doing so under applicable law.

- You will not create an account for another person without appropriate authorization.

If we determine that an account does not meet our requirements, we may restrict or terminate that account.

3. Your Account

Some Penposh features require you to create an account.

You are responsible for:

- Providing accurate registration information.

- Keeping your password and account credentials confidential.

- Protecting access to your account.

- All activity that occurs through your account, unless the activity resulted from circumstances outside your reasonable control.

You should notify Penposh promptly if you believe your account has been compromised or accessed without authorization.

You may not impersonate another person, organization, or entity, or create an account using misleading information for the purpose of deceiving others.

4. Using Penposh

We want Penposh to be a place where people can connect and communicate safely.

When using our Services, you agree that you will not:

- Violate any applicable law or regulation.

- Use Penposh to commit fraud, scams, or other unlawful activities.

- Harass, threaten, intimidate, or deliberately abuse other users.

- Impersonate another person or organization.

- Create accounts for deceptive or fraudulent purposes.

- Attempt to gain unauthorized access to another user's account.

- Interfere with or disrupt the operation of Penposh.

- Upload malicious software, viruses, or harmful code.

- Scrape, collect, or harvest information from users without authorization.

- Circumvent security, access controls, or other technical protections.

- Use automated systems to access Penposh in a manner that violates our rules or interferes with the Services.

- Use Penposh to distribute spam or unsolicited commercial communications.

- Promote or facilitate illegal activities.

- Exploit or endanger children or vulnerable persons.

- Post content that violates the rights of others.

We may take action when we believe an account or activity violates these Terms, our policies, or applicable law.

5. Your Content

Penposh allows you to create, upload, post, send, share, or otherwise make content available through the Services. This may include text, photographs, videos, audio, comments, messages, profile information, links, and other materials ("User Content").

You retain ownership of the intellectual property rights in User Content that you create, subject to the rights you grant to Penposh under these Terms.

By posting User Content on Penposh, you grant Penposh a non-exclusive, worldwide, royalty-free, transferable and sublicensable license to host, store, reproduce, display, distribute, modify, adapt, and otherwise use your User Content as reasonably necessary to operate, provide, improve, promote, and protect the Services.

This license continues for as long as your User Content remains on Penposh and, where technically necessary, for a reasonable period after deletion.

You represent that you have the necessary rights and permissions to post the content you submit to Penposh.

6. Public and Private Content

Some information and content may be visible to the public or to other Penposh users depending on your account settings and the feature you use.

You should consider carefully what you choose to share.

Penposh cannot guarantee that content shared with other users will remain private if those users choose to copy, save, screenshot, or redistribute it.

7. Content Standards

You are responsible for the content you post.

Content may be removed or restricted when it violates these Terms, applicable law, or Penposh policies.

Prohibited content may include:

- Content that promotes serious criminal activity.

- Credible threats of violence.

- Fraudulent or deceptive content.

- Non-consensual intimate content.

- Content that exploits or endangers children.

- Malware or malicious code.

- Content that infringes intellectual property rights.

- Spam or abusive automated content.

- Content designed to facilitate scams or financial fraud.

- Other content that violates applicable law or Penposh policies.

Penposh may review, restrict, remove, or take other appropriate action regarding content that violates our rules.

8. Intellectual Property

The Penposh name, logo, branding, designs, software, features, interfaces, and other materials provided by Penposh are owned by or licensed to Penposh and may be protected by intellectual property laws.

Unless expressly permitted by Penposh, you may not copy, modify, distribute, sell, license, reverse engineer, or otherwise exploit our intellectual property.

Nothing in these Terms gives you ownership of Penposh's intellectual property.

9. Reporting Content and Accounts

If you believe that content or an account violates these Terms, applicable law, or another person's rights, you may report it through available reporting features or contact channels provided by Penposh.

We may review reports and take action at our discretion, including removing content, limiting features, suspending accounts, or permanently terminating accounts.

Submitting a report does not guarantee that Penposh will take a particular action.

10. Account Suspension and Termination

You may stop using Penposh at any time.

Penposh may suspend, restrict, or terminate your account or access to the Services if:

- You violate these Terms.

- You violate applicable law.

- Your activity creates security or legal risks.

- Your account is involved in fraud, abuse, or harmful activity.

- We are required to do so by law.

- We reasonably believe that continued access may harm Penposh, our users, or third parties.

Where appropriate, we may provide notice before taking action. However, immediate action may be necessary in certain circumstances.

If your account is terminated, you may lose access to your content, messages, virtual items, features, or other account-related information.

11. Payments, Virtual Items and Gifts

Certain Penposh features may allow users to purchase, receive, send, or use digital items, credits, coins, gifts, memberships, subscriptions, or other paid features.

Where applicable:

- Prices will be displayed before a purchase is completed.

- You are responsible for transactions made through your account.

- Digital items may have no cash value unless expressly stated otherwise.

- Digital items may not be exchanged for cash except where required by law.

- Virtual items, coins, gifts, or credits may be subject to additional rules.

- Penposh may change or discontinue paid features where permitted by law.

Additional payment or purchase terms may apply to specific products or services.

12. Advertising and Promotional Content

Penposh may display advertisements, sponsored content, promotions, or commercial communications.

Advertisers and other third parties are responsible for the products, services, claims, and content they provide.

Penposh does not necessarily endorse products or services promoted through third-party advertising.

Your interactions with advertisers are between you and the advertiser unless otherwise stated.

13. Third-Party Services and Links

Penposh may contain links to third-party websites, applications, products, or services.

We do not control third-party services and are not responsible for their content, policies, security, availability, or practices.

Your use of third-party services may be subject to their own terms and privacy policies.

14. Privacy

Your privacy is important to us.

Our Privacy Policy explains how Penposh collects, uses, stores, protects, and processes information relating to your use of the Services.

By using Penposh, you acknowledge that your information may be handled in accordance with our Privacy Policy.

15. Security

We take reasonable measures to protect Penposh and our users.

However, no online service can guarantee complete security.

You understand that using the internet and digital services involves certain security risks. You should use strong passwords, protect your account credentials, and promptly report suspicious activity.

16. Changes to Penposh

We continually develop and improve Penposh.

This means that we may add, modify, suspend, or remove features, products, or services from time to time.

We may also update these Terms when necessary.

When changes are material, we may provide notice through Penposh or other appropriate means.

Your continued use of Penposh after updated Terms become effective means that you accept the revised Terms.

17. Disclaimer of Warranties

To the maximum extent permitted by applicable law, Penposh provides the Services on an "as is" and "as available" basis.

We do not guarantee that:

- The Services will always be available.

- The Services will be uninterrupted or error-free.

- Content will always be accurate or reliable.

- Defects will always be corrected.

- The Services will meet every user's expectations.

- The Services will be completely secure or free from harmful components.

Your use of Penposh is at your own risk to the extent permitted by law.

18. Limitation of Liability

To the maximum extent permitted by applicable law, Penposh and its owners, affiliates, employees, agents, service providers, and partners will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

19. Indemnification

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Penposh and its owners, affiliates, employees, agents, and service providers from claims, liabilities, damages, losses, and expenses arising from:

- Your violation of these Terms.

- Your unlawful use of the Services.

- Your User Content.

- Your violation of another person's rights.

- Your fraudulent or unauthorized activity.

20. Governing Law

These Terms will be governed by and interpreted in accordance with the laws applicable to Penposh and its operations, subject to any mandatory rights and protections provided to you under applicable law.

Any dispute arising from these Terms or your use of Penposh will be handled through the courts or other dispute-resolution mechanisms having appropriate jurisdiction.

21. Severability

If any provision of these Terms is determined to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will continue in effect.

22. Entire Agreement

These Terms, together with any additional policies or terms referenced in them, constitute the agreement between you and Penposh regarding your use of the Services.

If a specific Penposh service has additional terms, those terms will apply to that service in addition to these Terms.

23. Contact Us

If you have questions, concerns, or complaints regarding these Terms or the Penposh Services, you can contact us through the Contact Form available on the Penposh website.

You may also use any other official contact channels made available by Penposh.

Penposh

A social networking and digital services platform.

Effective Date: August 9, 2026