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2026-09-17 05:38:20 - Translate -

Home Loan Prepayment: Is It Always Free? RBI Rule Explained

Paying off your home loan early can reduce your total interest cost and help you become debt-free sooner. But many borrowers have one important question: is home loan prepayment free in India? The answer depends mainly on whether your home loan has a floating or fixed interest rate, when the loan was sanctioned or renewed, and whether it falls within the RBI's applicable prepayment rules....

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